Xtracap Fintech India Private Limited

Xtracap Fintech India Pvt. Ltd., founded in 2017, is an innovative fintech company dedicated to transforming SME finance and supply chain credit access. The company empowers retailers, distributors, and small enterprises with digital, collateral-free working capital solutions, enabling them to grow faster and manage cash flows more effectively.

Through its flagship platforms, Xtracapneo and Bridge2Capital, Xtracap delivers a full suite of services including short-term business loans, unsecured credit lines up to ₹10 lakh, invoice discounting, e-invoice financing, and trade finance. Its unique reverse-factoring model strengthens liquidity across the supply chain by ensuring timely payments to suppliers while offering dealers flexible repayment options.